No. This is an overdraft facility. You only need to pay the interest on the utilized amount every month. The principal can be repaid whenever you have surplus funds, without any prepayment penalty.

Fund Wealth provides loans of up to 70% of the eligible portfolio value, subject to the applicable scheme, lender and eligibility criteria.

Absolutely zero. You can close your loan account or prepay any part of your principal amount at any time without incurring any hidden charges or foreclosure penalties.

Yes, it is 100% secure. The lien is marked directly through CAMS or KFintech (the official registrars) via an OTP-based digital process. Your funds are never sold or transferred to anyone else.

Our indicative interest rate starts at 10.49% p.a., subject to eligibility, lender terms and applicable conditions.

With a complete application and successful verification, eligible customers can get the loan in as little as 10 minutes, subject to lender approval and documentation.

Generally, no. The facility is designed to allow you to raise funds against eligible mutual fund investments rather than immediately redeeming them. The exact process depends on the lending institution.

Applicable processing fees, documentation charges, taxes or other costs may vary depending on the lender and loan product. These will be communicated before the loan is processed.

Contact Fund Wealth to check your eligibility and initiate the application process. Our team can guide you through the documentation and loan process. Important Disclaimer: Loans are subject to eligibility, credit assessment, documentation, lender approval and applicable terms and conditions. Interest rates, processing time, LTV and other charges may vary. “10 minutes” refers to the expected processing/disbursement timeline for eligible applications after successful verification and approval, and is not a guarantee. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.